RV Insurance
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What does RV insurance cover?
- Comprehensive Coverage
Comprehensive coverage provides an added layer of protection for events that don't involve colliding with other vehicles. Examples include fire, theft, vandalism, falling objects and hail damage.
- Collision CoverageThis coverage protects you from loss or damage to your camper or motorhome caused by a collision. Rollovers and collisions with other vehicles or stationary objects are covered.
- Personal Property CoverageThis RV coverage protects your personal property inside your camper or motorhome. It also covers your personal property attached to or used within 25 feet of it.
- Liability ProtectionThis coverage protects you from costs resulting from accidents caused by you. It includes expenses related to injuries, property damage, first aid and court costs.
- RV Customization CoverageThis coverage helps protect permanent additions to your camper or motorhome. It covers custom equipment, devices, accessories and upgrades that change your RV's look or performance. While it includes $1,000 of coverage, you can increase your limit up to $50,000.
- Underinsured Motorist CoverageUnderinsured motorist coverage protects you financially. It helps if you’re in an accident with an insured, at-fault driver with limits that aren’t high enough to cover your resulting bills.***
- Uninsured Motorist Coverage
This coverage helps you and anyone riding in your RV in the event of an uninsured vehicle accident or hit-and-run. It helps pay for bodily injury damages up to your policy’s limit.***
- Emergency Roadside Service for RVsPlan for the unexpected. This coverage helps pay for jump starts, tire replacements, gas delivery and locksmith services.
- RV Vacation Expense CoverageIf your camper or motorhome becomes unsafe to sleep in while on vacation due to a covered event, you'll get up to $200 for lodging costs.
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The information on this web page represents only a brief description of coverages and may or may not be part of your policy. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts may only apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.
*Customers who bundle their auto, homeowners, and RV insurance may save up to 26% on their auto and home policies together (as of July 2022). Discounts may vary by state, property, policy form and company underwriting the auto and/or home policy. Discounts may not apply to all coverages on an auto or home policy. Discounts do not apply to RV policies.
**Discount and savings amounts and product eligibility will vary by state, property type, policy form and company underwriting the auto and/or homeowners policy. Discounts may not apply to all coverages on an auto or property policy. Discounts do not apply to a life policy. Some restrictions may apply.
***Refer to your policy documents for coverage limit details. Coverage applies to covered losses only after your individual property & coverage specific deductible(s) has been met. Please speak with your agent to learn more about your coverage options.