Heather was born in San Diego, CA and has lived in St. George for 30 years. She has two daughters and a wonderful husband who she loves spending time with. She loves camping, cooking and travelling. Heather has been in insurance for 12 years and loves working for Udy and Associates.

Lindsey is a home grown Wyoming girl but now resides in Idaho with her husband and six kids. She loves the country life and all that life entails (except when she runs out of milk and the store is 45 minutes away!). You can often find her playing sports with her kids, feeding animals or simply enjoying most anything outdoors. She is excited to be a part of the Udy & Associates team!

Melissa has over 12 years of insurance experience. She grew up in Southern California and has lived in Southern Utah for over 20 years. Melissa is married and has three sons, she loves hiking, camping, biking, pretty much anything outdoors! Melissa enjoys working with our clients and making sure they are fully covered if the need ever arises.

Tracie grew up in Sandy, Utah, then moved to St. George in 2017 and loves it here! She has two sons, one step-daughter, and seven grandchildren. Tracie has been married for 12 years, and loves spending time with her husband and family. She enjoys the outdoors, riding ATVs and side-by-sides, camping, and fishing. Tracie has been working in the insurance industry on and off since 2002, and is excited to be a part of the Udy & Associates team!